Platform Statistics

Comprehensive breakdown of CreditNexus platform components, capabilities, and scale

Overview

CreditNexus is a comprehensive financial AI platform with extensive capabilities across document processing, policy enforcement, agent automation, and data management. The platform demonstrates significant depth and breadth in its implementation, built with enterprise-scale requirements in mind.

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Platform Statistics at a Glance

215+

Prompt Templates

Across 16 files with 159 helper functions

11

Specialized Agents

9 classes and 30 functions for automation

121

Policy Rules

Across 21 files covering major regulations

94

Tool Modules

60 services, 14 utils, 20 chains

76

Data Models

Pydantic models ensuring type safety

54

Database Tables

SQLAlchemy 2.0 models for data persistence

147

API Endpoints

Comprehensive programmatic access

100%

CDM Compliant

Full FINOS CDM standardization

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Component Breakdown

Prompts

Total Count: ~215 prompt templates across 16 files

Breakdown

• Template Files: 16 Python files
• Prompt Templates: ~215 distinct ChatPromptTemplate instances
• Prompt Functions: 159 helper functions for prompt generation

Key Features

• LMA-compliant clause generation
• Industry-specific templates
• Scenario-based prompts
• Multi-provider LLM support
• Multi-Model LLM Agents
• Multi-Modal Information Fusion

Categories:

• Facility Agreement - 40+ sections
• Term Sheet - Core term extraction
• Confidentiality Agreement - Privacy and disclosure terms
• Secondary Trading - 7 sections for trade execution
• Security & Intercreditor - 7 sections for security arrangements
• Origination Documents - 3 sections for loan origination
• Sustainable Finance - 7 sections for ESG compliance
• Regional Documents - 2 sections for jurisdiction-specific terms
• Regulatory - 11 sections covering MiCA, Basel III, FATF
• Restructuring - 4 sections for workout agreements
• Supporting Documents - Legal opinions and certificates
• Filing - Regulatory filing requirements
• Signature - E-signature workflows
• Demo Deal Generation - Scenario-based deal creation

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Agents

Total Count: 11 agent files with 9 classes and 30 functions

Agent Types

1. Analyzer - Document analysis and SPT extraction
2. Audit Workflow - Complete audit workflow automation
3. Classifier - Land use classification using TorchGeo
4. Deadline Verifier - Filing deadline verification
5. Deep Research Agent - Multi-source research capabilities
6. Deep Research Tools - Research tool integrations
7. Filing Verifier - Regulatory filing verification
8. LangAlpha Tools - LangAlpha integration tools
9. Signature Verifier - Document signature verification
10. Vector Store - Vector database operations
11. Verifier - Satellite verification (NDVI analysis)

Capabilities

• Multi-modal document processing
• Satellite imagery analysis
• Automated compliance checking
• Research and data gathering
• Workflow automation

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Policies

Total Count: 21 policy files with 121 rules

Compliance

2 files

• KYC Compliance
• Sanctions Screening

Credit Risk

8 files

• Basel III Capital Requirements
• Collateral Requirements
• Creditworthiness Assessment
• Data Quality Standards
• IRB Ratings
• Model Validation
• Risk Rating
• Stress Testing

ESG

1 file

• ESG Compliance

Green Finance

7 files

• Climate Resilience
• Emissions Monitoring
• Pollution Compliance
• SDG Alignment
• Sustainable Infrastructure
• Urban Sustainability
• Vehicle Activity

Filing

2 files

• Filing Compliance
• Filing Deadlines

Syndicated Loans

1 file

• Syndicated Loan Rules

Policy Features:

• ✅ Real-time enforcement
• ✅ CDM-compliant event generation
• ✅ Three-tier decision system (ALLOW, BLOCK, FLAG)
• ✅ YAML-based rule definitions
• ✅ Hot-reload capability (development)

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Tools

Total Count: 94 tool files across services, utils, and chains

Services

60 files

• 63 classes
• 23 functions

Key services include audit, blockchain, CDM payload generation, credit risk, deal management, deep research, filing, loan recovery, payment processing, policy enforcement, securitization, verification, and more.

Utils

14 files

• 24 functions

Utilities for audit helpers, CDM operations, certificate generation, crypto verification, document splitting, file operations, PDF extraction, rate limiting, SSL configuration, and verification tokens.

Chains

20 files

• 29 classes
• 52 functions

LangChain integration chains for accounting extraction, agentic pipelines, audio transcription, audit reports, CDM operations, clause analysis, deal generation, document retrieval, extraction, filing, image processing, multimodal fusion, and profile extraction.

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Datapoints

76

Pydantic Models

Across 16 model files

54

Database Tables

SQLAlchemy 2.0 models

147

API Endpoints

RESTful programmatic access

16

Model Files

Organized by domain

Pydantic Models (76 models)

Key Model Categories:

Category	File	Key Models
CDM Models	cdm.py	CreditAgreement, Party, LoanFacility, Money, Frequency, FloatingRateOption, InterestRatePayout, ESGKPITarget
CDM Events	cdm_events.py	TradeExecution, Observation, PolicyEvaluation
CDM Payment	cdm_payment.py	PaymentEvent, PaymentStatus, PaymentMethod, PaymentType
Credit Risk	credit_risk.py	CreditRiskAssessment, InternalRatingModel, ExternalRatingMapper, RiskRating
Green Finance	green_finance.py	EnvironmentalMetrics, UrbanActivityMetrics, SustainabilityScore, SDGAlignment
Business Intelligence	business_intelligence.py	PsychometricProfile, IndividualProfile, BusinessProfile, CreditCheckData
Accounting	accounting_document.py	BalanceSheet, IncomeStatement, CashFlowStatement, TaxReturn
Recovery	recovery_models.py	LoanDefaultResponse, RecoveryActionResponse, BorrowerContactResponse
Filing	filing_*.py	FilingRequirement, FilingFormData
Signature	signature_requests.py	SignatureRequestGeneration, Signer
SPT Schema	spt_schema.py	SustainabilityPerformanceTarget, FinancialConsequence
User Profile	user_profile.py	UserProfileData, Address, CompanyInfo, FinancialInfo

Database Tables (54 tables)

Key Table Categories:

Category	Tables
User Management	User, OAuth, RefreshToken, Permission, RolePermission
Documents	Document, DocumentVersion, StagedExtraction, GeneratedDocument, TemplateFieldMapping, ClauseCache
Workflows	Workflow, WorkflowDelegation, WorkflowDelegationState
Audit	AuditLog, VerificationAuditLog, GeneratedReport
Policy	Policy, PolicyVersion, PolicyApproval, PolicyTemplate, PolicyDecision
Deals	Deal, DealNote, Application, Inquiry, Meeting
Verification	VerificationRequest, GreenFinanceAssessment, NotarizationRecord
Securitization	SecuritizationPool, SecuritizationTranche, SecuritizationPoolAsset
Loan Assets	LoanAsset, LoanDefault, RecoveryAction, BorrowerContact
Filing	DocumentFiling, RegulatoryFiling
Payments	PaymentEvent
Accounting	AccountingDocument
Research	DeepResearchResult
Profiles	IndividualProfile, BusinessProfile, RemoteAppProfile
Analysis	QuantitativeAnalysisResult, PsychometricProfile, AuditReport
Chatbot	ChatbotSession, ChatbotMessage
Layers	SatelliteLayer
Signatures	DocumentSignature

API Endpoints (147 endpoints)

Endpoint Categories:

Category	Endpoints	Examples
Document Extraction	3	/extract, /upload, /extract/accounting
Deep Research	2	/deep-research/query, /deep-research/results/{id}
Business Intelligence	1	/business-intelligence/research-person
KYC	1	/kyc/evaluate
Quantitative Analysis	4	/quantitative-analysis/company, /quantitative-analysis/market, /quantitative-analysis/loan-application, /quantitative-analysis/results/{id}
Audio/Image	2	/audio/transcribe, /image/extract
Health	2	/health, /health/database/ssl
Document Management	8+	/documents, /documents/{id}, /documents/{id}/versions, /documents/{id}/export
CDM Operations	4	/cdm/add, /cdm/edit, /cdm/remove, /cdm/events/{trade_id}
Multimodal	1	/multimodal/fuse
Chatbot	4	/chatbot/chat, /digitizer-chatbot/chat, /chatbot/suggest-templates, /chatbot/fill-fields
Profile	1	/profile/extract
Analytics	3	/analytics/portfolio, /analytics/dashboard, /analytics/template-metrics
Workflow	6	/documents/{id}/workflow/submit, /approve, /reject, /publish, /archive
Audit	3	/audit-logs, /audit/run/{asset_id}, /audit/status/{asset_id}
Loan Assets	4	/loan-assets, /loan-assets/{id}, /loan-assets/demo
Trades	3	/trades/execute, /trades/{id}/settle, /trades/{id}/terms-change
Loans	2	/loans/{id}/disburse, /loans/{id}/penalty-payment
Policy	2	/policy/statistics, /policy/decisions
Templates	5	/templates, /templates/{id}, /templates/{id}/generate, /templates/{id}/requirements
Clauses	4	/clauses, /clauses/{id}, /clauses/{id} (PUT, DELETE)
Applications	6	/applications, /applications/{id}, /applications/{id}/create-deal, /applications/{id}/submit
Deals	3	/deals, /deals/{id}
Inquiries	3	/inquiries, /inquiries/{id}
Meetings	3	/meetings, /meetings/{id}
Search	2	/search, /classify

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Platform Capabilities Assessment

Strengths

Comprehensive Coverage

The platform covers the entire loan lifecycle from origination to recovery, with specialized components for each stage.

Regulatory Compliance

Extensive policy framework covering major regulations (MiCA, Basel III, FATF) with 121 rules across multiple categories.

AI/ML Integration

Deep integration with multiple LLM providers, specialized agents for various tasks, and 215+ prompt templates for consistent AI behavior.

Data Standardization

Full FINOS CDM compliance with 76 Pydantic models ensuring data consistency and interoperability.

Extensibility

Modular architecture with 94 tool files allowing easy extension and customization.

API-First Design

147 API endpoints provide comprehensive programmatic access to all platform features.

Multi-Modal Processing

Support for text, images, audio, and satellite imagery processing.

Blockchain Integration

Smart contract support for notarization and payment processing.

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