> ## Documentation Index
> Fetch the complete documentation index at: https://tonic-ai.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Use CreditNexus

> Step-by-step guide to using the CreditNexus application

<CardGroup cols={2}>
  <Card title="Document Processing" icon="file-text" href="/guides/document-extraction">
    Extract and process credit agreements
  </Card>

  <Card title="Document Generation" icon="file-plus" href="/guides/document-generation">
    Generate LMA templates from CDM data
  </Card>

  <Card title="Trade Execution" icon="trending-up" href="/guides/trade-execution">
    Execute and settle trades
  </Card>

  <Card title="Verification" icon="check-circle" href="/guides/verification">
    Verify loans and bonds
  </Card>
</CardGroup>

## Overview

CreditNexus provides a comprehensive platform for financial institutions to process credit agreements, verify bonds and loans, and ensure regulatory compliance. This guide walks you through the main workflows.

## Main Workflows

### 1. Document Processing

**Extract Credit Agreement Data**

1. Navigate to the **Document Parser** tab
2. Upload a credit agreement document (PDF, DOCX, or text)
3. The system automatically extracts structured CDM data
4. Review and validate the extracted information
5. Save the document to your library

**Key Features:**

* AI-powered extraction using GPT-4o, vLLM, or HuggingFace
* Automatic CDM compliance validation
* Policy enforcement at extraction point
* Support for documents up to 50k+ characters

### 2. Document Generation

**Generate LMA Templates**

1. Navigate to the **Document Generator** tab
2. Select a CDM data source from your library
3. Choose an LMA template
4. Review field mappings (CDM → Template)
5. Generate the document
6. Download or save the generated document

**Key Features:**

* Template-based document generation
* Automatic field mapping
* AI-powered field population
* CDM data hydration

### 3. Trade Execution

**Execute and Settle Trades**

1. Navigate to the **Trade Blotter** tab
2. Create a new trade execution
3. Enter trade details (borrower, amount, rate)
4. Review policy evaluation results
5. Execute the trade
6. Settle payment using x402 protocol

**Key Features:**

* Real-time policy evaluation
* CDM-compliant trade events
* x402 payment integration
* Automatic settlement

### 4. Verification

**Verify Loans and Bonds**

1. Navigate to the **Green Lens** or **Verification Demo** tab
2. Upload loan or bond information
3. For sustainability-linked loans, satellite verification is performed
4. Review verification results
5. Access ground truth data

**Key Features:**

* Satellite-based NDVI analysis
* Land use classification
* Ground truth verification
* ESG compliance checking

## Application Management

### Individual Applications

1. Navigate to **Applications** → **Individual**
2. Fill out the multi-step application form:
   * Personal Information
   * Financial Information
   * Loan Requirements
3. Upload required documents
4. Submit application
5. Track status in dashboard

### Business Applications

1. Navigate to **Applications** → **Business**
2. Select application type:
   * **Sell Debt/Bonds**: Monetize existing debt instruments
   * **Buy Loan**: Apply for business credit
3. Complete business information
4. Upload financial statements and legal documents
5. Submit application

## Calendar & Meetings

1. Navigate to **Calendar** tab
2. View scheduled meetings
3. Create new meetings:
   * Click on calendar date/time
   * Fill meeting details
   * Add attendees
   * Generate ICS file for calendar integration
4. Download ICS files for external calendar apps

## Best Practices

### Document Processing

* Ensure documents are clear and readable
* Review extracted data before saving
* Use consistent naming conventions
* Tag documents for easy retrieval

### Policy Compliance

* Review policy evaluation results
* Address any flagged issues promptly
* Keep policy rules up to date
* Monitor compliance dashboard

### Data Management

* Regularly backup CDM data
* Use version control for documents
* Maintain audit trails
* Export data for external systems

## Next Steps

* Read the [Document Extraction Guide](/guides/document-extraction) for detailed workflows
* Explore [API Reference](/api-reference/authentication) for integration options
* Check [Architecture Overview](/architecture/overview) to understand system design